Some vehicular crashes cause more catastrophic damages and injuries than others. This includes collisions between big rigs and passenger vehicles. When you're involved in such an accident, you may suffer significant losses, leading to huge debts. In such a situation, you might want to consult an attorney to know how to get around the compensation process. Here are the options your attorney might recommend the following options.
Claim the Trucker's Insurance Policy
After colliding with a truck, one option is to claim the trucker's insurance policy. This cover will help you to get the needed financial assistance from the truck driver or their company. However, you can only succeed in this endeavor if you have adequate documentation to prove your claim. Failure to have proof could prompt the insurer to reject your application or refuse to pay all your losses. This is why you need to work with a truck accident attorney when seeking compensation. They will get the evidence needed to support the claim. Besides, they will safeguard your rights, ensuring that the insurer doesn't infringe on your rights.
Hold the Trucker Personally Responsible
In addition to pursuing compensation from the insurer, you can also hold the trucker personally liable for your losses. This step is particularly crucial if they were negligent or engaged in a prohibited act when driving. However, you must prove these issues in court to get compensation. Hiring a truck crash lawyer is crucial at this point. They will help you gather the necessary information. For instance, they may undertake a thorough investigation to determine the negligent behavior that contributed to the cash.
That includes texting while driving, which often causes a driver to lose concentration. They may also have been impaired, fatigued, or speeding. A trucker should face the law when their negligent actions cause a collision. In this situation, your lawyer will gather and present evidence of these wrongful acts in court.
Hold the Trucker's Employer Responsible
There are instances when you can hold the trucker's employer responsible for your damages. This may be the case when the management puts the truck driver in a situation that causes them to make a bad decision. Perhaps they force their truckers to overwork to meet tight schedules. Or maybe they caused the driver to use their phone while on duty. In such situations, the trucking company is liable for your losses.
You can pursue payments through the three options above if you suffer significant damages in a truck crash. A truck accident attorney will determine the most appropriate option depending on the situation. However, they may combine these options to ensure you receive maximum payment.
For more information, contact a company like Stawicki Anderson & Sinclair.