Workers Compensation 101

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How To Prepare For A Workers Compensation Claim

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If you have been injured on the job, then you shouldn't waste any time in preparing for your worker's compensation claim. Here are some helpful preparation tips:

Report Your Injury

Your preparation for the worker's compensation claim process begins the minute you are injured. For example, you need to report your injury as soon as possible to have it documented and initiate the relevant paper trail. If you delay, you are giving your employer and workers compensation reason to doubt the details of your injuries.

Seek Medical Treatment

Getting medical treatment for your workplace injury is common sense because you have to take care of your health. However, another reason for doing this is to get medical records that you can use to prove the existence and extent of your injuries. How can you claim severe back injuries if you haven't even consulted the doctor for it?

Familiarize With the Timeline of Events

Workers compensation insurance carriers are always on the lookout for insurance fraud, which costs the industry as much as $30 billion every year. One of the ways in which insurers try to spot fraudsters is by evaluating inconsistencies in injury details. Therefore, if you don't want to be suspected of fraud (and have your claim process drag out), you need to be familiar with the timeline of events so that you are authentically honest. For example, you need to have the following information at your fingertips:

  • The date of the accident
  • Who received your injury report
  • The medical experts you consulted
  • The initial injuries (the obvious ones)
  • The location of the accident
  • How long you have been away from work

Have Your Physical Limitations at Your Fingertips

The nature of your physical limitations is one of the factors that determine the benefits you are entitled to or whether you are entitled to any benefits at all. Do you find it difficult to lift your arm, walk, carry heavy boxes or sit upright or even curl your little finger? These are some of the things you need to have at your fingertips.

Prepare For the Depositing

The deposition is a fact-finding process where the other parties get to know more about your injuries. Here you will face multiple questions that you need to answer truthfully. On the day of the deposition, remember to arrive on time, listen to each question fully before issuing an answer, and give verbal responses. Your worker's compensation lawyer will provide you with further advice on how to handle the deposition.

For more information, contact a business such as Gilbert, Blaszcyk & Milburn LLP.